Frequently Asked Questions

What is Autopilot Analyst?

Autopilot Analyst is an AI-powered forecasting and early-warning platform that helps banks and credit unions predict financial performance, detect risks, and plan actions up to four quarters in advance - all with external data and no integration is required.

What makes Autopilot Analyst different from traditional analytics tools?

It combines six proven forecasting data and AI models like ARIMA, SARIMA, Prophet, and Gradient Boosting into one intelligent ensemble model. The system automatically selects the most accurate approach for each data series to outperform any single model

What can Autopilot Analyst forecast?

It projects the next four quarters of Net Interest Income, capital ratios, liquidity, assets, deposits, loans, and other key ratios.

What are Early Warning Indicators (EWIs)?

EWIs reveal emerging risks in liquidity, loan portfolios, earnings, capital adequacy, and interest-rate exposure months before they show up in call reports.

How does Autopilot Analyst guide my team to act?

It recommends phased tactics and strategies with clear rationale, empirical examples, compliance guardrails, and projected financial impact so leadership can make confident, defensible decisions.

How fast can we implement it?

Most institutions see baseline forecasts within days. There’s no IT lift, no new hardware, and no integration required.

Is it secure and compliant?

Yes. Autopilot Analyst is SOC2 compliant and uses role based permissions, audit logs, and privacy-by-design standards. PII is not required.

What is Autopilot Profit?

Autopilot Profit automates and optimizes growth at scale by transforming transaction data into personalized outreach to drive deposits, loans, and engagement automatically.

How does it use AI for marketing?

It identifies customers based on real-time needs, spending patterns, persona creation and financial health, delivering 1:1 messages at the moment they have the highest propensity to be receptive to that message.

What is Merchant Cluster Analysis?

The Merchant Cluster Analysis illustrates how customers spend their money and shows what Autopilot is using as part of its transactional analysis to make offers.

What kind of results can we expect?

Institutions typically see faster campaign turnaround, higher conversion rates (up to 4X other tools), and measurable increases in deposits, loans, and share of wallet.

Does Autopilot Profit require integration with our core system?

No complex integration is required. It is as simple as an SFTP transfer or API connection to your existing data sources, providing immediate automation and insights.

How does the Empathy Engine® power Autopilot Profit?

The Empathy Engine® interprets not just what customers do, but why enabling emotionally intelligent, data-driven outreach that builds trust, loyalty, and ROI.

Does Autopilot meet information security requirements for a financial institution?

Yes. Autopilot is SOC2 compliant, requires no PII, has permission-based admin function, and has passed multiple security audits. All processing is done onshore in a highly secure cloud processing facility.

What does the typical implementation look like?

The typical implementation takes approximately 30 days from contract execution. We first identify the data required, agree on a file format, establish an SFTP or API connection, and then begin the data transfer from the FI to BOND.AI and back.

Who owns the data?

The FI owns all the data they transfer to Autopilot and we transfer it back. BOND.AI has no rights to our customers' data. We have strict data handling protocols.